Linhas Financeiras

[cl_page_header title=”Linhas Financeiras” type=”modern” modern_style=”left_bottom” description=”Garantia | Garantia Judicial | D&O |E&O | Fiança Locatícia e Título de Capitalização | Cyber | Fraude Corporativa – Crime | Práticas Trabalhistas Indevidas | M&A” height=”435″ text_color=”light-text” background_position=”left center” overlay=”color” overlay_opacity=”0″ typography=”custom_font” title_font_size=”55″ title_font_weight=”700″ title_line_height=”34″ desc_font_size=”19″ desc_font_weight=”700″ desc_line_height=”36″ background_image=”id:3967|url:http%253A%252F%252Fjasonpereira.com.br%252Fvidanovaseguros%252Fwp-content%252Fuploads%252F2019%252F12%252FLinhas-Financeiras.png” background_color=”#ffffff”][/cl_page_header][cl_row css_style=”padding-top:40px|padding-bottom:0px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_column css_style=”padding-bottom:40px|border-bottom-width:1px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” border_color=”rgba(220,224,239,0.81)”][cl_custom_heading tag=”h3″ typography=”h3″ css_style=”margin-top:35px”]

Pautados na ética, alta capacidade técnica e nas fortes alianças com as maiores seguradoras do mercado oferecemos aos nossos clientes um serviço  único de consultoria, proteção e ganhos financeiros

[/cl_custom_heading][/cl_column][/cl_row][cl_row css_style=”padding-top:50px|padding-bottom:50px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” background_color=”#f6f6f6″][cl_column css_style=”padding-top:10px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_custom_heading tag=”h3″ typography=”custom_font” text_font_family=”Poppins” text_font_size=”24″ text_font_weight=”100″ text_line_height=”45″ text_transform=”none” css_style=”margin-top:35px”]Seguro Garantia
[/cl_custom_heading][cl_media position=”center” shadow=”0″ custom_width_bool_media=”1″ custom_width=”” height=”420″ animation=”left-t-right” css_style=”margin-top:5px” image=”id:4025|mime:undefined|url:https%3A%2F%2Fwww.vidanovaseguros.com.br%2Fwp-content%2Fuploads%2F2019%2F12%2FScreen-Shot-2019-12-23-at-15.41.51-150×150.png”][/cl_column][/cl_row][cl_row css_style=”padding-bottom:40px|margin-top:” background_position=”left top” device_visibility=”0:none_” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” background_color=”#ffffff” background_image=”id:|mime:|url:”][cl_column width=”1/2″ css_style=”padding-bottom:10px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_media css_style=”margin-top:15px” image=”id:4051|mime:undefined|url:https%3A%2F%2Fwww.vidanovaseguros.com.br%2Fwp-content%2Fuploads%2F2019%2F12%2Fseguro_garantia-150×150.png”][/cl_column][cl_column width=”1/2″ css_style=”padding-top:125px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_custom_heading tag=”h3″ css_style=”margin-top:35px”]Seguro Garantia[/cl_custom_heading][cl_text margin_paragraphs=”9″ css_style=”margin-top:10px”]O Seguro Garantia tem por objetivo garantir o cumprimento de uma obrigação contratual, seja ela de construir, fabricar, fornecer ou prestar serviços.[/cl_text][cl_button btn_title=”Faça um orçamento” overwrite_style=”1″ link=”mailto:jeanchen@vidanovaseguros.com.br” css_style=”margin-top:35px”][/cl_column][/cl_row][cl_row css_style=”padding-top:15px|padding-bottom:15px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” background_color=”#1627b0″][cl_column width=”1/4″ css_style=”padding-top:20px|padding-bottom:20px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_service media=”type_custom” title=”Melhor planejamento financeiro da empresa” css_style=”margin-top:” wrapper_size=”56″ title_distance_top=”17″ title_typography=”h4″ box_border_color=”rgba(0,0,0,0)” image=”id:4083|url:http%253A%252F%252Fjasonpereira.com.br%252Fvidanovaseguros%252Fwp-content%252Fuploads%252F2019%252F12%252Fseg1.png”][/cl_service][/cl_column][cl_column width=”1/4″ css_style=”padding-top:20px|padding-bottom:20px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_service media=”type_custom” title=”Taxas menores que as Fiança Bancária” css_style=”margin-top:” wrapper_size=”56″ title_distance_top=”17″ title_typography=”h4″ box_border_color=”rgba(0,0,0,0)” image=”id:4082|url:http%253A%252F%252Fjasonpereira.com.br%252Fvidanovaseguros%252Fwp-content%252Fuploads%252F2019%252F12%252Fseg2.png”][/cl_service][/cl_column][cl_column width=”1/4″ css_style=”padding-top:20px|padding-bottom:20px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_service media=”type_custom” title=”Mantém intacta a linha de crédito no mercado bancário” css_style=”margin-top:” wrapper_size=”55″ title_distance_top=”8″ title_typography=”h4″ box_border_color=”rgba(0,0,0,0)” image=”id:4084|url:http%253A%252F%252Fjasonpereira.com.br%252Fvidanovaseguros%252Fwp-content%252Fuploads%252F2019%252F12%252Fseg3.png”][/cl_service][/cl_column][cl_column width=”1/4″ css_style=”padding-top:20px|padding-bottom:20px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_service media=”type_custom” title=”Processo eficiente e sem burocracia” css_style=”margin-top:m|margin-bottom:m|margin-left:m|margin-right:m|padding-top:m|padding-bottom:m|padding-left:m|padding-right:m|border-top-width:m|border-bottom-width:m|border-left-width:m|border-right-width:m” wrapper_size=”55″ title_distance_top=”14″ title_typography=”h4″ box_border_color=”rgba(0,0,0,0)” image=”id:4085|url:http%253A%252F%252Fjasonpereira.com.br%252Fvidanovaseguros%252Fwp-content%252Fuploads%252F2019%252F12%252Fseg4.png”][/cl_service][/cl_column][/cl_row][cl_row css_style=”padding-bottom:0px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_column css_style=”padding-top:20px|padding-bottom:20px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_custom_heading tag=”h5″ css_style=”margin-top:35px”]Modalidades

[/cl_custom_heading][/cl_column][/cl_row][cl_row columns_gap=”13″ col_responsive=”full” css_style=”padding-top:35px|padding-bottom:80px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” background_color=”#f7f7f7″][cl_column width=”1/3″ css_style=”padding-top:22px|padding-bottom:33px|padding-left:45px|padding-right:20px” device_visibility=”0:none_” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” background_color=”#ffffff” background_image=”id:|mime:|url:”][cl_text custom_typography=”1″ text_font_size=”19″ text_font_weight=”600″ css_style=”margin-top:0px|padding-top:10px” text_color=”#182bc4″]Tradicionais [/cl_text][cl_list css_style=”margin-top:0px”][cl_text margin_paragraphs=”4″ css_style=”margin-top:|padding-top:”]

  • Licitante / Concorrência
  • Executante Construtor, Fornecedor
    ou Prestador de Serviço
  • Manutenção Corretiva
  • Adiantamento de Pagamento
  • Retenção de Pagamento
  • Aduaneiro

[/cl_text][/cl_list][/cl_column][cl_column width=”1/3″ vertical_align=”middle” css_style=”padding-top:22px|padding-bottom:83px|padding-left:45px|padding-right:20px” border_rounded=”1″ device_visibility=”0:none_” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” background_color=”#ffffff” background_image=”id:|mime:|url:”][cl_text custom_typography=”1″ text_font_size=”19″ text_font_weight=”600″ text_line_height=”27″ css_style=”margin-top:” text_color=”#182bc4″]Estruturados e Financeiros[/cl_text][cl_list css_style=”margin-top:”][cl_text margin_paragraphs=”3″ css_style=”margin-top:0px”]

  • Fornecimento de Energia – Financeira
  • Imobiliária / Permuta
  • Concessão
  • Financeira
  • Garantia Finep

[/cl_text][/cl_list][/cl_column][cl_column width=”1/3″ css_style=”padding-top:22px|padding-bottom:110px|padding-left:45px|padding-right:20px” device_visibility=”0:none_” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” background_color=”#ffffff” background_image=”id:|mime:|url:”][cl_text custom_typography=”1″ text_font_size=”19″ text_font_weight=”600″ css_style=”margin-top:” text_color=”#182bc4″]Judiciais[/cl_text][cl_list css_style=”margin-top:0px”][cl_text css_style=”margin-top:m|margin-bottom:m|margin-left:m|margin-right:m|padding-top:m|padding-bottom:m|padding-left:m|padding-right:m|border-top-width:m|border-bottom-width:m|border-left-width:m|border-right-width:m”]

  • Judicial: Cível, Trabalhista e Tributário
  • Depósito Recursal
  • Administrativa (créditos de ICMS)
  • Parcelamento Administrativo Fiscal

[/cl_text][/cl_list][/cl_column][/cl_row][cl_row css_style=”padding-top:40px|padding-bottom:” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_column css_style=”padding-top:20px|padding-bottom:20px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_text custom_typography=”1″ text_font_size=”24″ text_font_weight=”600″ css_style=”margin-top:35px”]Responsabilidade Civil – Linhas financeiras

[/cl_text][/cl_column][/cl_row][cl_row css_style=”padding-top:40px|padding-bottom:10px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” background_color=”#182bc4″][cl_column width=”1/2″ css_style=”padding-left:30px|padding-right:30px|border-top-width:1px|border-left-width:1px|border-right-width:1px|border-bottom-width:1px|padding-bottom:82px” border_rounded=”1″ animation=”zoom-out” animation_speed=”500″ device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” border_color=”#ebebeb” background_color=”#ffffff”][cl_service media=”type_custom” title=”Cyber – Risco Cibernético” css_style=”margin-top:m|margin-bottom:m|margin-left:m|margin-right:m|padding-top:|padding-bottom:10px|padding-left:m|padding-right:m|border-top-width:m|border-bottom-width:m|border-left-width:m|border-right-width:m” wrapper_size=”70″ wrapper_distance=”19″ title_content_distance=”5″ title_typography=”h3″ custom_desc_typography=”1″ desc_font_size=”16″ desc_line_height=”29″ desc_color=”#8c8c8c” box_border_color=”rgba(0,0,0,0)” image=”id:4061|url:http%253A%252F%252Fjasonpereira.com.br%252Fvidanovaseguros%252Fwp-content%252Fuploads%252F2019%252F12%252Fcyber.png”]

Proteger as companhias por responsabilização de dados de terceiros

[/cl_service][/cl_column][cl_column width=”1/2″ css_style=”border-top-width:1px|border-left-width:1px|border-right-width:1px|border-bottom-width:1px” border_rounded=”1″ animation=”zoom-out” animation_speed=”500″ device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” background_color=”#ffffff” border_color=”#ebebeb”][cl_service media=”type_custom” title=”Práticas Trabalhistas Indevidas – Employment Practices Liability (EPL)

” css_style=”margin-top:m|margin-bottom:m|margin-left:m|margin-right:m|padding-top:m|padding-bottom:m|padding-left:30px|padding-right:m|border-top-width:m|border-bottom-width:m|border-left-width:m|border-right-width:m” wrapper_size=”70″ wrapper_distance=”23″ title_content_distance=”5″ title_typography=”h3″ custom_desc_typography=”1″ desc_font_size=”16″ desc_line_height=”29″ desc_color=”#8c8c8c” box_border_color=”rgba(0,0,0,0)” image=”id:4063|url:http%253A%252F%252Fjasonpereira.com.br%252Fvidanovaseguros%252Fwp-content%252Fuploads%252F2019%252F12%252Fpraticas.png”]

Protege a companhia contra reclamações de Práticas trabalhistas indevidas, ou seja, aquelas ações cujo reclamante indica o sofrimento de Dano Moral durante a jornada de trabalho.

[/cl_service][/cl_column][/cl_row][cl_row css_style=”padding-top:10px|padding-bottom:15px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” background_color=”#182bc4″][cl_column width=”1/2″ css_style=”padding-left:30px|padding-right:30px|border-top-width:1px|border-left-width:1px|border-right-width:1px|border-bottom-width:1px” border_rounded=”1″ animation=”zoom-out” animation_speed=”500″ device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” border_color=”#ebebeb” background_color=”#ffffff”][cl_service media=”type_custom” title=”D&O – Responsabilidade Civil de Administradores – Directors & Officers” css_style=”margin-top:m|margin-bottom:m|margin-left:m|margin-right:m|padding-top:m|padding-bottom:m|padding-left:m|padding-right:m|border-top-width:m|border-bottom-width:m|border-left-width:m|border-right-width:m” wrapper_size=”83″ wrapper_distance=”23″ title_content_distance=”5″ title_typography=”h3″ custom_desc_typography=”1″ desc_font_size=”16″ desc_line_height=”29″ desc_color=”#8c8c8c” box_border_color=”rgba(0,0,0,0)” image=”id:4064|url:http%253A%252F%252Fjasonpereira.com.br%252Fvidanovaseguros%252Fwp-content%252Fuploads%252F2019%252F12%252FDeO.png”]

Proteger os administradores das responsabilidades que eles assumem na gestão da companhia

[/cl_service][/cl_column][cl_column width=”1/2″ css_style=”border-top-width:1px|border-left-width:1px|border-right-width:1px|border-bottom-width:1px|padding-bottom:57px” border_rounded=”1″ animation=”zoom-out” animation_speed=”500″ device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” background_color=”#ffffff” border_color=”#ebebeb”][cl_service media=”type_custom” title=”CRIME – Fraude Corporativa

” css_style=”margin-top:m|margin-bottom:m|margin-left:m|margin-right:m|padding-top:m|padding-bottom:m|padding-left:30px|padding-right:m|border-top-width:m|border-bottom-width:m|border-left-width:m|border-right-width:m” wrapper_size=”83″ wrapper_distance=”23″ title_content_distance=”5″ title_typography=”h3″ custom_desc_typography=”1″ desc_font_size=”16″ desc_line_height=”29″ desc_color=”#8c8c8c” box_border_color=”rgba(0,0,0,0)” image=”id:4065|url:http%253A%252F%252Fjasonpereira.com.br%252Fvidanovaseguros%252Fwp-content%252Fuploads%252F2019%252F12%252Fcrime.png”]

Protege a companhia contra perdas
causadas por fraudes corporativas.

[/cl_service][/cl_column][/cl_row][cl_row css_style=”padding-top:10px|padding-bottom:80px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” background_color=”#182bc4″][cl_column width=”1/2″ css_style=”padding-left:30px|padding-right:30px|border-top-width:1px|border-left-width:1px|border-right-width:1px|border-bottom-width:1px” border_rounded=”1″ animation=”zoom-out” animation_speed=”500″ device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” border_color=”#ebebeb” background_color=”#ffffff”][cl_service media=”type_custom” title=”E&O – Responsabilidade Civil Profissional – Erros e Omissões” css_style=”margin-top:m|margin-bottom:m|margin-left:m|margin-right:m|padding-top:m|padding-bottom:m|padding-left:m|padding-right:m|border-top-width:m|border-bottom-width:m|border-left-width:m|border-right-width:m” wrapper_size=”83″ wrapper_distance=”23″ title_content_distance=”5″ title_typography=”h3″ custom_desc_typography=”1″ desc_font_size=”16″ desc_line_height=”29″ desc_color=”#8c8c8c” box_border_color=”rgba(0,0,0,0)” image=”id:4069|url:http%253A%252F%252Fjasonpereira.com.br%252Fvidanovaseguros%252Fwp-content%252Fuploads%252F2019%252F12%252FEeO.png”]

Protege o profissional ou a companhia por eventuais reclamações por erros e omissões causados a terceiros no exercício de sua função.

[/cl_service][/cl_column][cl_column width=”1/2″ css_style=”border-top-width:1px|border-left-width:1px|border-right-width:1px|border-bottom-width:1px|padding-bottom:44px” border_rounded=”1″ animation=”zoom-out” animation_speed=”500″ device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” background_color=”#ffffff” border_color=”#ebebeb”][cl_service media=”type_custom” title=”M&A – Mergers and Aquisitions – Fusões e Aquisições ” css_style=”margin-top:m|margin-bottom:m|margin-left:m|margin-right:m|padding-top:0px|padding-bottom:24px|padding-left:30px|padding-right:m|border-top-width:m|border-bottom-width:m|border-left-width:m|border-right-width:m” wrapper_size=”83″ wrapper_distance=”23″ title_content_distance=”5″ title_typography=”h3″ custom_desc_typography=”1″ desc_font_size=”16″ desc_line_height=”29″ desc_color=”#8c8c8c” box_border_color=”rgba(0,0,0,0)” image=”id:4061|url:http%253A%252F%252Fjasonpereira.com.br%252Fvidanovaseguros%252Fwp-content%252Fuploads%252F2019%252F12%252Fcyber.png”]

Seguro que cobre eventuais passivos ocultos num M&A.

[/cl_service][/cl_column][/cl_row][cl_row css_style=”padding-top:100px|padding-bottom:100px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_column width=”1/2″ css_style=”margin-top:110px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_custom_heading typography=”custom_font” text_font_family=”Poppins” text_font_size=”40″ text_font_weight=”100″ text_line_height=”45″ text_transform=”none” css_style=”margin-top:35px”]Seguro de Crédito[/cl_custom_heading][cl_text margin_paragraphs=”9″ custom_typography=”1″ text_font_size=”16″ text_line_height=”26″ css_style=”margin-top:17px”]O Seguro de Crédito é uma proteção aos recebíveis da sua empresa,
ou seja, uma proteção ao seu fluxo de caixa.

[/cl_text][cl_button btn_title=”Faça um Orçamento” overwrite_style=”1″ link=”mailto:jeanchen@vidanovaseguros.com.br” css_style=”margin-top:20px|margin-bottom:m|margin-left:m|margin-right:m|padding-top:m|padding-bottom:m|padding-left:m|padding-right:m|border-top-width:m|border-bottom-width:m|border-left-width:m|border-right-width:m” button_bg_color=”#0cabd3″ button_bg_color_hover=”#0cabd3″][/cl_column][cl_column width=”1/2″ horizontal_align=”right” vertical_align=”middle” css_style=”padding-top:10px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_media position=”right” shadow=”0″ height=”420″ css_style=”margin-top:35px” image=”id:4092|mime:undefined|url:https%3A%2F%2Fwww.vidanovaseguros.com.br%2Fwp-content%2Fuploads%2F2019%2F12%2Fseg_cred-150×150.png”][/cl_column][/cl_row][cl_row css_style=”padding-top:45px|padding-bottom:45px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:” background_color=”#f9f9f9″][cl_column width=”1/4″ css_style=”margin-top:90px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_text custom_typography=”1″ text_font_size=”44″ text_line_height=”48″ css_style=”margin-top:” text_color=”#2b2b2b”]Fiança
Locatícia[/cl_text][/cl_column][cl_column width=”1/4″ css_style=”padding-top:20px|padding-bottom:20px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_media css_style=”margin-top:15px” image=”id:4164|mime:undefined|url:https%3A%2F%2Fwww.vidanovaseguros.com.br%2Fwp-content%2Fuploads%2F2019%2F12%2Ffian_loc_4-150×150.png”][/cl_column][cl_column width=”1/4″ css_style=”padding-top:20px|padding-bottom:20px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_media css_style=”margin-top:15px” image=”id:4167|mime:undefined|url:https%3A%2F%2Fwww.vidanovaseguros.com.br%2Fwp-content%2Fuploads%2F2019%2F12%2Ffian_loc5-150×150.png”][/cl_column][cl_column width=”1/4″ css_style=”padding-top:20px|padding-bottom:20px” device_visibility=”`{`object Object`}`” css_style_991=”padding-top:|padding-bottom:” css_style_767=”padding-top:|padding-bottom:”][cl_media css_style=”margin-top:15px” image=”id:4168|mime:undefined|url:https%3A%2F%2Fwww.vidanovaseguros.com.br%2Fwp-content%2Fuploads%2F2019%2F12%2Ffian_loc6-150×150.png”][/cl_column][/cl_row]